Buying property is a big deal, especially for first-time buyers. If you’re looking to buy a home with a partner or family member, it’s important to understand the different ownership options. The way you own a property can affect everything from how you share it to what happens when something goes wrong.
There are a couple of types of approval you are likely to receive...ready below to get the scoop on what they are.
I am a pretty competitive person, have been for all of my life. But are there times when you can be too competitive? When it comes to the mortgage process being too competitive can come with risks.
Saving for a home is a big deal, and a good budget makes it easier. It helps you set clear financial goals and tracks your progress. By seeing where your money goes, you can cut back on spending which will lead to saving more. A key feature of budgeting is to set aside money regularly to add to your savings over time.
You’re all pre-approved and have found an amazing property…so what now? Here are the steps to take to make your dream home purchase a reality.
Where to turn when you don’t have enough deposit to buy a home?
Have you seen the movie Jerry Maguire? It’s about an NFL players agent (Tom Cruise) and the player he has just signed asking Jerry to “SHOW ME THE MONEY!!” in a not-so-subtle way.
Buying your first home is a big deal, and your investment in it starts with your deposit. But what about the investment needed for the application process? Surprisingly, it's not as tough as you might think, and we're here to guide you through it.
Short-term consumer debt can be the difference between getting the loan you need or want.
Our daily lives can be a bit crazy, filled with responsibilities and stresses – from children and exams to jobs and, yes, sometimes even partners. That's why taking care of our mental wellbeing has never been more important.
When it comes to getting a mortgage, most Kiwi’s head straight to the big banks – you know, the ones who have branches and advertise on the TV. But in New Zealand, there's also a number of second-tier lenders to consider – these guys are more under the radar but offer powerful alternatives to main banks. Here’s why these alternative lending options can be pretty awesome.
What is it worth adding a few more dollars to your mortgage repayment? The answer might surprise you.
